tag:blogger.com,1999:blog-226162772011-12-23T05:56:50.740-05:00Are you looking for answers to those "hard" financial aid questions??? I can help, I am a full time student who has dealt with many financial aid problems. I have learned a lot and I am ready to help... So ask a question and I will do the research, I will also publish some useful information one day a week..MTMnoreply@blogger.comBlogger381100tag:blogger.com,1999:blog-22616277.post-72931375257176819172008-12-10T09:58:00.000-05:002008-12-10T10:00:59.814-05:00

& here's info on the current rates...http://www.ed.gov/offices/OSFAP/DirectLoan/calc.html

MTMnoreply@blogger.com5tag:blogger.com,1999:blog-22616277.post-79459560114959792822007-05-23T16:28:00.000-04:002007-05-23T16:35:42.910-04:00

Think before you take these out.I have a private loan & I cannot consolidate it to get a stable payment with a fixed rate.Private loans have a variable rate & currently they are between 7 percent (if youhave good credit) to 11 percent. The interest rate rarely goes down, sothink very carefully before taking this debt out.To find out more info check out this site. http://www.finaid.org/loans/

MTMnoreply@blogger.com4tag:blogger.com,1999:blog-22616277.post-66980966653740295632007-04-11T18:16:00.000-04:002007-04-11T18:27:32.194-04:00

Yes.. You will always need a pin number to do the fafsa. The pin number thatyou will receive from fafsa will remain the same through all your schooling...If you forget it just go to http://www.fafsa.ed.gov/ & click on "forgot your pin"?They can send it to you in four hours.

MTMnoreply@blogger.com2tag:blogger.com,1999:blog-22616277.post-41202689832170078852007-03-27T09:45:00.000-04:002007-03-27T09:52:58.928-04:00

If your a woman pursuing a career in engineering orcomputer science go to this site, it includes a list of sourcesof graduate financial aid available to women in computer science & engineering. http://cra.org/Activities/craw/#gib

MTMnoreply@blogger.com3tag:blogger.com,1999:blog-22616277.post-68981522846890535762007-03-12T09:41:00.000-04:002007-03-12T09:44:54.234-04:00

If you live in Western Massvisit http://www.communityfoundation.org/scholarships/application.htmlYou only have until March 31 to fill out & return the application.Good Luck..

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-2901276007026323952007-02-20T10:33:00.000-05:002007-02-20T10:38:53.078-05:00

Check out USNEWS.com, This short article is packed with infoon how to get more aid money.http://www.usnews.com/usnews/edu/college/articles/brief/cbhelp_brief.php

MTMnoreply@blogger.com1tag:blogger.com,1999:blog-22616277.post-1169041766902358622007-01-17T08:49:00.000-05:002007-01-17T08:49:27.136-05:00

I hope this passes, low student interest rates on student loans?Cross your fingers..http://news.yahoo.com/s/ap/20070117/ap_on_go_co/student_loans

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1167764238122467842007-01-02T13:51:00.000-05:002007-01-02T13:57:18.353-05:00

Remember tax time is upon us.Colleges will be sending out their tax information soon.Remember to keep a look out for it.Getting an education tax break could save you thousands.Check out this website for more info.http://www.smartmoney.com/college/investing/index.cfm?story=education

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1165847764209275222006-12-11T09:06:00.000-05:002006-12-11T09:36:08.893-05:00

might qualify for cancellation from their loans?Full-time teachers serving students from low-income families = up to 100% forgiveness.Full-time special Ed teachers=up to 100% forgiveness.Full-time nurse or medical technician = up to 100% forgiveness.Full-time staff member in a head start program=up to 100% forgiveness.Check out the current cancellation conditions @http://www.finaid.org/loans/

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1164373461793639052006-11-24T08:04:00.000-05:002006-12-11T09:04:59.433-05:00

site that may answer the many questions you might have about financial aid....http://www.finaid.org/

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1162916653982190712006-11-07T11:18:00.000-05:002006-11-07T11:24:33.296-05:00

TRY not to do this, the consequences are great!#1. They can make the whole loan, principal & interest, due immediately.#2. You will lose all deferment options.#3. You will not be eligible for any other student federal aid.#4. Your credit rating will be damaged.#5. All future federal income tax will be taken to pay off your student loans.All of these situations can be avoided by just connecting

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1162303914498150522006-10-31T09:04:00.000-05:002006-10-31T09:12:00.706-05:00

YES.Many people think that they don't qualify, so they endup not applying. This prevents many students from receivingany financial aid that they might have qualified for. Also the only way to receivefederal loans (that have a low interest rate) you must fill out the FAFSA.

MTMnoreply@blogger.com1tag:blogger.com,1999:blog-22616277.post-1161186263179201092006-10-18T11:38:00.000-04:002006-10-18T11:44:24.330-04:00

You might qualify for the Hope tax credit or the Lifetime learningtax credit or both.The Hope Tax Credit, worth up to 1,500 a year is for first & second year students!The Lifetime learning Tax Credit is a tax benefit that equals up to 20 percent of tuition expenses.For more info go to www.irs.gov.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1159984126726607512006-10-04T13:42:00.000-04:002006-10-04T13:48:47.593-04:00

For Federal Perkins Loans you have up to 10 years.For Direct & FFEL Stafford Loans repayment periods vary, anywhere from 10 to 30 years.When it is time to start paying back loans you can work with your lender & pick a plan that works for you.Even if you have no income & can't afford your student loan payment, ALWAYS callyour lender, they will work with you. They will either put you in deferment

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1158874693713148182006-09-21T17:37:00.001-04:002006-09-26T17:34:49.716-04:00

For example in Massachusetts there is MEFA,Massachusetts Educational Financing Authority.They offer low interest loans to in-state students. Out of state students can also applyas long as they are attending a collge or university that is in Massachusetts.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1157931537741498762006-09-10T19:33:00.000-04:002006-09-10T19:38:58.086-04:00

Are you looking for a Calculatorthat will help you figure out what your loan payment will be?Try http://finaid.org/calculators/loanpaymentchart.phtml...Just put in the amount of the loan, interest amount & and any loan fees...

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1157371356005420772006-09-04T07:57:00.000-04:002006-09-04T08:02:36.320-04:00

College Level Examination Program (CLEP)provides students, of any age, with opprotunity to demonstratecollege level knowledge. This is only available to undergraduates.Check out http://www.clepexam.com/ to find out more..THIS COULD SAVE YOU TONS OF MONEY........

MTMnoreply@blogger.com1tag:blogger.com,1999:blog-22616277.post-1156287493267788372006-08-22T18:44:00.000-04:002006-08-22T19:01:28.786-04:00

If a student owes money from financial aid loans, and elects to take a semester off from one university and take courses elsewhere, but self-pay, they should be eligible to keep those loans deferred as long as they are an active student. But how many credits do they need to carry to still get that deferment?. Someone said they must take at least 6 credits. But I had a student last year that got

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1155849083908693812006-08-17T17:11:00.000-04:002006-08-17T17:11:24.443-04:00

The SAR is your Student Aid Report, this report shows all the information you gave on your FAFSA. EFC means your Expected Family Contribution, this number determines how much aid money you will receive. (Hint, the lower the better)

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1155216378704826392006-08-10T09:26:00.000-04:002006-08-10T09:26:23.076-04:00

When do I begin paying back my Direct or FFEL Stafford Loans?*Subsidized Loans have a grace period of 6 months (This means you do not have to pay your loans back until six months after you leave school). During the grace period you won't be charged interest.*Unsubsidized Loans also have a six month grace period, the interest on these loans will be capitalized (this means the interest will be

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1154093052702309432006-07-28T09:09:00.000-04:002006-07-28T09:24:13.336-04:00

She wanted to know how to do the Fafsa on the web!She was very nervous because it looked difficult.It is not, first off go to http://www.pin.ed.gov/PINWebApp/pinindex.jsp.This is where you will get a pin, a pin is handy for electronically signing your Fafsa.Hit apply for pin & follow the directions.Once your finished with that go to http://www.fafsa.ed.gov/, once there click onfill out a fafsa (

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1152910459779977792006-07-14T16:49:00.000-04:002006-07-18T08:38:13.366-04:00

In exchange for community service work, Americorpscan help pay for "some" of your federal student loans.Check out their website www.americorps.org

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1151509048384718022006-06-28T11:37:00.000-04:002006-06-28T11:37:43.033-04:00

YOU NEED CLICK ON COMMENTS,Then click on POST A COMMENT!Once you do that you will see a box on the right side of the screen,(IT WILL SAY ON THE TOP, POST A COMMENT)THEN YOU NEED TO CHOOSE AN IDENTITY, you can choose anonymous.THEN YOU NEED TO do the word verification, which looks like this:(THIS IS AN EXAMPLE)-YWQUIThen hit log in & publish!

MTMnoreply@blogger.com3tag:blogger.com,1999:blog-22616277.post-1150806344685349072006-06-20T08:25:00.000-04:002006-06-20T08:26:08.363-04:00

1. It helps provide a part-time job2. Helps pay for educational expenses3. Encourages community service & LOOKS great on your resume!

MTMnoreply@blogger.com2tag:blogger.com,1999:blog-22616277.post-1150210062286498102006-06-13T10:42:00.000-04:002006-06-13T10:47:42.880-04:00

cautions students to beware of scholarship scams.Search for reputable scholarships at www.studentaid.ed.gov.Also look for scholarships from your local community,often times these scholarships are easier to receive.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1149262868452820082006-06-02T11:33:00.000-04:002006-06-02T11:50:31.580-04:00

The lower your Earned Family Contribution is, the more grants you will receive.I have a friend who only made $6000.00 last yearand her EFC was 0.I also had a friend who earned $28,000.00 last year andher EFC was $10,000.00.My friend who earned $28,000.00 can't afford to attend college!Work part-time to supplement your income but rememberif you make too much you might not qualify for the free

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1148315012057777292006-05-22T12:18:00.000-04:002006-05-22T12:23:32.433-04:00

BUY USED BOOKS ONLYGet a roommate and share expensesPack a lunch, instead of eating outAvoid using your credit cardsTake advantage of student discountsWork part-timeResearch what scholarships are available to you locally

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1147468244931014502006-05-12T17:09:00.000-04:002006-05-12T17:11:03.210-04:00

http://www.gradloans.com/It has tons of great info on financial aid for Grad students.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1146955315062925352006-05-06T18:38:00.000-04:002006-05-06T18:41:55.080-04:00

can help you with loan consolidation.Their website is www.americanstudentloan.com

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1145631648510400952006-04-21T10:54:00.000-04:002006-04-21T11:00:48.510-04:00

I had a friend who put her $2000.00 dollar tuition bill on hercredit card. The card carried a 18.5% interest rate...It took her 11 years to pay it off (that's caz she payed only the minimum payment)....She ended up paying almost $2000.00 in interest alone..USE Federal Loans they have lower interest rates and moreflexible repayment terms...

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1144687917929844682006-04-10T12:40:00.000-04:002006-04-10T12:51:58.006-04:00

After July 30 interest rates on student loans will go up again,so if you owe more then $10,000 in education debtyou should think about consolidating now.Here's a link to the Federal Direct Loan Consolidation Information Center.http://www.loanconsolidation.ed.gov/index.shtml

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1144095727460695262006-04-03T16:04:00.000-04:002006-04-03T16:23:35.153-04:00

Get organized!Get a small, portable filing cabinetand start keeping all financial aid and/or loan related paperwork.Also make sure you read all the mail you may get relating to yourfinancial aid.Getting organized now will help you manage those financial aidrelated issues that may pop up unexpectedly.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1143468293267816142006-03-27T09:02:00.000-05:002006-03-28T06:44:22.843-05:00

Colleges & Universities all have priority deadlinesfor financial aid, you should check with your school & make sureyour fafsa is done. Here's the website, www.fafsa.ed.gov.

MTMnoreply@blogger.com1tag:blogger.com,1999:blog-22616277.post-1143207419996523042006-03-24T08:31:00.000-05:002006-03-29T10:06:38.570-05:00

According to Newsweek, the federal government is raisingthe loans amounts slightly- $3,500 for freshman (up $875 from last year)$4,500 for sophomores (up $1,000 ).Graduate students will also see a increase, they will nowbe allowed $12,000 a year, that's up by $2,000.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1142874961643759402006-03-20T12:12:00.000-05:002006-03-20T12:16:01.656-05:00

Starting July 1st interest rates on student loans willbe changing, 6.8 percent (that's up from the current 5.3 percent).PLUS loans for parents will jump to 8.5 percent (that's up from the current 6.1 percent).Please take note of this new information.

MTMnoreply@blogger.com0tag:blogger.com,1999:blog-22616277.post-1141839572052969222006-03-08T12:32:00.000-05:002006-03-29T09:58:31.686-05:00

Question via e-mail,"My school won't release any money to me, they say I have a one semester loan, what does this mean"?Well first off a one semester loan means that this is your first semester at theschool & the federal government makes the school distribute the money in two payments.One is usually in late Jan & the other is in late March this is for the spring semester, early Sept and late Nov

MTMnoreply@blogger.com1tag:blogger.com,1999:blog-22616277.post-1140460933783586232006-02-20T13:36:00.000-05:002006-03-29T09:52:53.703-05:00

Try not to buy your books at the campus bookstore.Buy from amazon or another book selling site.I have saved at least a 1000.00 over a four year period doing this...

MTMnoreply@blogger.com1tag:blogger.com,1999:blog-22616277.post-1140212637117708902006-02-17T16:28:00.000-05:002006-03-29T10:04:08.280-05:00

Letting everyone know what this site will be about.First I am a college student who has attended two large universities.I have had many negative experiences with the process of financial aid.I have learned a lot about what schools are looking for and I have learned how to be proactive.This has allowed me to receive a lot of aid money.Each week I will provide a helpful tip.So hopefully this site

MTMnoreply@blogger.com0